Americans don't talk about money. Schools don't teach it. And when students reach adulthood, they face decisions no one prepared them for.
Existing options, from EverFi to NGPF, are supplemental modules and resource libraries. None hand a school a finished, sequenced, ready-to-teach course. That gap is now a legal problem , and it's costing students their futures.
The Crescara//Project is a full-year high school personal finance curriculum: 3 units, 27 chapters, covering budgeting, banking, negotiating, insurance, credit, investing, and real estate.
Built with the Consequence Engine, an interactive tool where students manipulate real financial decisions and watch outcomes change in real time. Nothing like it exists in financial education today.
Master's in Financial Management. Years at Prudential and Citadel. Sole architect of the entire program , curriculum and technology both , built before asking for a single dollar. This curriculum was built by someone who lived the exact cycle it's designed to break.